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Equity release vs downsizing For the majority of homeowners, your property is your greatest asset. If you have owned a property for ten years or more or already paid off your mortgage, you have most likely accumulated a large amount of equity. So it makes sense that many people look to use the equity that …
Continue reading “Equity Release v’s downsizing – which is best for you?”
There are many reasons that someone would choose to release equity from their property. It could be to fund home improvements, pay off debts, fund college or university fees, or start a business. You may also be at a stage of life when you want to release equity to fund your retirement. Source – @sonance …
Household bills are one of the biggest costs for any adult in the UK. Think about how much money you spend on your gas and electricity, TV, phone and broadband, and other subscription services. Not to mention your mortgage. The answer is likely to be £100’s or into the £1000’s of pounds. Because of this, …
Continue reading “What bills should you be reviewing annually?”
Your credit score is essentially your creditworthiness used by lenders to assess the risk of lending you money. Whether it is for a mortgage, loan or credit card, having a good credit score can significantly improve your chances of being accepted for the best deals and rates available. While any lender will be most interested …
Continue reading “What can impact your credit score (some of these you may not have realised)?”
If you are a parent or are about to become one, you may be wondering if having life insurance is something you should consider. Significant life events such as moving or becoming a parent tend to make us think about what we should be doing to protect our family. With so many other outgoings every …
Continue reading “Why it’s essential to have life insurance”
Whether you’re in your 20s or your 60s, taking out a life insurance policy is a sensible move, especially if you have children or family members that rely on you financially. Though nobody wants to think about dying, the truth is that you’re not going to live forever, so life insurance can give you peace …
There’s no doubt that a life insurance policy can provide valuable protection for your family and give you reassurance that the people you love most, are looked after if you die. However, there are several factors that can affect the price and level of cover you will be offered. Some of these factors are outside …
When you become a parent, you suddenly gain a responsibility like no other. Not only are you responsible for yourself but now you are also responsible for a small person who depends on you for everything. It’s a journey that is exciting and scary in equal measures, and you are likely to have a huge …
Continue reading “Financial Tools to Consider When You Have Kids”
Buying a house is the biggest financial purchase we are likely to make in our lifetime. Whether you are buying your first home or moving to accommodate a growing family, there are many things to consider. From finding the right property to securing a mortgage and all the associated financial products and making sure you …
According to the Trade Union Congress (TUC), every household in the UK owes an average of £15,385 to banks, credit firms, and other lending institutions. The TUC believes that low incomes, insecure jobs, and poor financial management are the key driving forces of households’ debts. Sadly, big lending corporations are taking advantage of the vulnerability …
