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Life Insurance

Get expert advice from trusted advisors and see how much you could save on your insurance payments

Life Insurance

Without your income to pay towards the mortgage, would your family be able to keep up repayments? With life insurance, you can set the payout your loved ones received to reflect your mortgage balance Studies have shown that 1 in 29 children lose a parent before they are 16. That’s one child in every school classroom.* Parents often underestimate how easily this could impact their family. Life insurance isn’t going to bring you back. But it will mean that your children won’t suffer financially. Use our guide to find how life insurance could ensure your child’s future. *Childhood Bereavement Network, Childhood bereavement: what do we know in 2019 https://childhoodbereavementnetwork.org.uk/about-1/what-we-do/research-evidence/key-statistics Speak to an Expert

How We Work

Step 1

Complete our simple online form honestly

Step 2

Speak to an experienced life insurance advisor

Step 3

Select your life insurance policy tailored to your specific needs

Speak to an Expert

Because we play by the book we want to tell you that...

1. We understand equity release isn’t for everyone, and we’ll never say it’s the right option for you, that’s why we pass you onto an Expert.

2. A lifetime mortgage is a loan secured against your property. With a lifetime mortgage there are typically no monthly repayments to make as the loan, plus roll up interest, is repaid when the plan comes to an end. Usually, that’s when you, or the last remaining applicant, either passes away or moves into long-term care.

3. With a lifetime mortgage you’ll still retain full ownership of your home.

4. Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits.

5. Mortgage Advice Bureau Later Life offer lifetime mortgage products from a carefully selected panel of providers.

6. Unless you decide to go ahead, Mortgage Advice Bureau Later Life’s service is completely free of charge as their fixed advice fee of £1,295 would only be payable in completion of a plan.

7. ClearKey is an independent marketing website which only acts as an introducer to companies who offer advice on various financial plans, products and services.

8. Our partners are authorised and regulated by the Financial Conduct Authority.

9. ClearKey.co.uk are not authorised to give any advice and we are not liable for any financial advice provided by or obtained through a third party.

10. Life insurance products attract terms and conditions. Price information contained within this website are for illustration purposes only. You will receive a full policy document upon application which will set out the terms, conditions and limitations of cover provided under the plan.

11. Your home may be at risk if you do not keep up repayments. Think carefully about securing debt against your home. When consolidating existing borrowing be aware that extending the term could increase the amount repaid.