Category : Life Insurance

If you are a parent or are about to become one, you may be wondering if having life insurance is something you should consider. Significant life events such as moving or becoming a parent tend to make us think about what we should be doing to protect our family. With so many other outgoings every …

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Whether you’re in your 20s or your 60s, taking out a life insurance policy is a sensible move, especially if you have children or family members that rely on you financially. Though nobody wants to think about dying, the truth is that you’re not going to live forever, so life insurance can give you peace …

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There’s no doubt that a life insurance policy can provide valuable protection for your family and give you reassurance that the people you love most, are looked after if you die. However, there are several factors that can affect the price and level of cover you will be offered. Some of these factors are outside …

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When you become a parent, you suddenly gain a responsibility like no other. Not only are you responsible for yourself but now you are also responsible for a small person who depends on you for everything. It’s a journey that is exciting and scary in equal measures, and you are likely to have a huge …

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A ‘term life insurance’ policy provides a guaranteed death benefit to your beneficiaries if you die during the agreed term. For example, you take out a £250,000 policy for 50 years. You pay £10 per month (known as the “premium”) and if you die within those 50 years, the insurance company pays out the amount …

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What is life insurance? A life insurance policy is a guarantee that your loved ones will be provided with a financial cushion after your death, so long as certain criteria are met. Broadly, there are two kinds of life insurance policies: • A term life insurance policy • Whole of life policy Whole of life …

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Whole of life insurance is defined as life insurance that guarantees a death benefit to your beneficiaries no matter when you die. The death benefit is the amount of money paid out upon your death and is often referred to as the amount of cover you take out. Unlike term life insurance, which covers you …

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Do I Need Life Insurance for a Mortgage? Whether you’re in the process of applying for your first mortgage or you’re remortgaging, the chances are that you’re wondering whether or not to take out a life insurance policy. Though there’s no legal requirement in the UK to have life insurance for a mortgage, the truth …

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