Funerals are the oldest ceremonies know on earth. Since ancient times, every culture had a unique way of celebrating their loved ones. The beliefs determined the type of funeral one would get. Even in the modern world, funerals are big business, and many institutions provide funeral services. Every funeral is influenced by the religious and …
Author Archives: Tobias
Cremation or Burial?
Never an easy subject to discuss, but understanding the differences between a cremation and a burial is important. When a loved one dies, we must decide, among other aspects, the type of burial that we will give them. Cremation or burial are the two possibilities that funeral homes offer us to be able to dismiss …
A Checklist for Planning a No-Fuss Funeral
No one jumps at the chance to talk about death or funerals and discussing burial expenses is less appealing. Yet, when you lose your loved one, you will have to plan their funeral. The whole venture can be draining and overwhelming. Learning how to plan a no-fuss burial will guarantee you have a simple plan …
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What Is An Underwriter?
An underwriter decides if approving a large purchase, issuing a loan or an insurance policy to an applicant is feasible and doesn’t put the financial institution backing the loan or insurance policy at unnecessary risk. The company or an individual who provides underwriting services takes a financial risk for a premium, commission, spread, or …
What Is A Policyholder?
In insurance, the insurance policy is a standard form of contract between the insurer and the insured. The owner of the insurance policy, the one who purchases it, is known as a policyholder. The policyholder makes sure that the insurance coverage is paid and determines the claims which the insurer is legally required to pay. …
What are the benefits of using an IFA over going direct?
There are times in all of our lives when we need advice on money and financial planning. Today we have access to a wide range of resources to help with this. The internet is full of advice sites, comparison sites, do it yourself guides, or you can choose to engage with a financial advisor. Which …
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What Is An IFA (Independent Financial Advisor)?
An IFA is short for Independent Financial Advisor. An IFA recommends financial products to their clients from financial institutes. Independent Financial Advisors often have access to all the financial products available from most, if not all the companies in the market. Their job is to put financial plans together for clients by researching through the …
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Why Use a Mortgage Broker?
Why Use a Mortgage Broker? Deciding to use a mortgage broker is an important step before buying a property. Getting a mortgage comes with a lot of expenses and you may find ways to reduce costs if you get in touch with a mortgage broker. The housing market in the UK has its ups and …